Ontario Mortgage Renewals

Most homeowners stay with their existing mortgage lender because they believe it is too time consuming to get a better mortgage rate.

We've helped many home owners in the GTA and across Ontario in hot markets such as Newmarket, Vaughan, Aurora, Richmond Hill, Hamilton, Niagara, Kitchener, London, Barrie, Oshawa, Whitby, Peterborough, Kawartha's and many more with their mortgage renewal needs.

If your Ontario mortgage renewal is approaching, then now is a great time to look at the many amazing options and competitive mortgage rates now available.

Today's lenders send out mortgage renewal forms just prior to renewal dates to those with good payment histories, with about 70% of homeowners sending it back without asking any questions. You should ask yourself some questions before you sign on the dotted line.

This is an important moment of opportunity. This is where an independent mortgage professional like me can help offer advice and options to help you get ahead.

Maybe your mortgage needs have changed. This is the time to decide. For example, you may want to consolidate your high interest debt in with your mortgage or you may want to tap some of your home equity for a renovation project? Or maybe you are considering a cottage or vacation property? Are you confident you will get the best rate at renewal?

Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation. I deal with multiple lending institutions, including major banks, credit unions, trusts and other national and regional lenders, which means significant negotiating power behind finding the best mortgage to fit your specific situation.